December is usually the month when 13th month pay sits in payroll account, triggering the urge to splurge.
The lessons from 2020, however, underscore the importance of judicious spending and the need to secure one’s future.
While past holiday seasons were about indulgence, this is a time for spending hard-earned money with a purpose. It is time to use it for property investment.
Financial advisors assert that it is easy to spend wisely when “technically you survived the year without your bonus—you lived off your normal, bonus-less salary. So why not use the extra cash to jumpstart a fund for purchasing your dream home?”
A good use for the holiday windfall is availing of a house-and-lot package from BRIA Homes, whose monthly amortization can be as low as P1,897.
While home ownership involves long-term planning, BRIA’s trusted formula—Affordability (Mura) + Quality (Dekalidad) = A Beautiful BRIA Home for Every Filipino—makes it easier for aspiring homeowners to pursue their dream.
It offers affordable homes in more than 50 progressive towns and cities across the country. Flexible payment methods such as Pag-IBIG housing loans or bank home loans make it easier for prospective buyers.
BRIA has stylish home models such as Alecza, Elena, Elyana or Bettina, all of which have provisions for a bedroom, living and dining spaces, a kitchen and a toilet and bath.
“More than anything, a comfortable home in the ‘new normal’ is a place that ensures ample space for work and learning; easy access to lifestyle hubs; and safeguards from health hazards,” says Red Rosales, president of Bria Homes.
“Imagine the peace of mind this will bring now that Filipinos have seen how unexpected crises can disrupt their lives,” he says.
All BRIA communities provide security and leisure amenities: guarded entrances and exits, perimeter fences, 24/7 security and CCTV cameras. Meanwhile, for fun and recreation, BRIA developments have covered basketball courts, function halls, and eco-friendly parks and gardens. BRIA projects are also located near key destinations like hospitals, schools, churches, groceries, and banks, with access to major roads and highways.
The year 2021 looms to be the best time to invest in a secure home. “Prospective buyers must take advantage of real estate’s low interest rates and low inflation rates. Land prices remain stable due to the pandemic even as their value never depreciates,” Rosale says.
BRIA Homes is a subsidiary of Golden BRIA Holdings Inc., one of the largest real estate companies in the country.